Thursday, July 20, 2017

$12 a Year? What a Bargain!

So Donny T. told the "failing" NY Times that health insurance can be purchased for as low as $12 per year for a healthy 20-something-year-old. In what country can this fabulous rate be had, Donny, because it sure isn't available the US of A. I'm sure many 20-somethings would love to have a healthcare plan that cost $1 a month. Clearly, Donny's been watching too many life insurance commercials that tout plans that cost less than $1 a day. (That's what happens when you watch too much TV and you don't know what the hell you're talking about.) A basic understanding of health insurance doesn't seem like something that's complicated to understand but clearly it's beyond Donny's comprehension. Does he ever read up on anything? And, if he doesn't, isn't there someone at the White House who can explain these things to him?

As anyone with half a brain knows, health insurance in this country is not cheap. I'm grateful to have a plan through my employer, but I've been without insurance also and trying to get medical care when you don't have insurance is difficult and expensive. And, as I get older, I worry more and more about being uninsured. Maybe you can skate by with no plan when you're young and healthy, but even the young and healthy could have an accident and end up owing thousands in medical bills without a decent healthcare plan. Hell, I have health insurance and still ended up paying thousands of dollars for an outpatient procedure earlier this year. But that amount would have been substantially worse if I hadn't had insurance.

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